Inclusion, Equality and Social Welfare

The purpose of this scheme is that of encouraging private owners of vacant and finished residential property with one, two or three bedrooms to enter into a lease agreement with the Housing Authority for a period of 10 years.

The aim of the Scheme is to assist people who despite being eligible for a home loan do not have the necessary liquidity to pay the required 10% down payment on the signing of the promise of sale. Whilst the applicant will be paying this personal loan, the Housing Authority will be financing the interest incurred on this loan during the whole term.

This scheme helps render properties up to an acceptable standard. This scheme provides subsidies so that residential premises which are either privately rented or government rented residences, will be rendered habitable to an acceptable standard. Landlords of private dwellings rented to tenants can apply for assistance to eliminate any dangerous structures.

This scheme is intended for those applicants who are unable to purchase their residence without the help of Housing Authority.

Grants under this scheme are intended as part compensation of expenditure in respect of the cost of construction and/or completion or rehabilitation works on first dwelling house. The owners of first residences, who due to an increase in the number of family members they require to construct additional rooms or carry out various alterations to their premises, are entitled for a grant under this scheme.

The Housing Authority, in collaboration with Bank of Valletta p.l.c (the Bank) and the Foundation for Social Welfare Services, will be participating in a scheme to assist persons to purchase a property for residential and personal use and thus become homeowners.

The aim of the Housing Authority is to, where it is physically possible, install lifts in Government owned residential blocks. Therefore the Housing Authority receives applications for the installation of lifts in blocks/entrances of apartment in Malta or Gozo, which are occupied by tenants recognised by the Government.

This scheme is intended to provide an effective remedy to individuals or couples who are currently impeded from accessing the property market despite their purported bankability in terms of ordinary lending practices adopted by the local commercial banks.

This Scheme provides a housing benefit to tenants on rent paid for premises leased as ordinary residence of the applicants and their family thus rendering the rent more affordable.

A beneficiary of the Lands Department may apply for the redemption of ground rent burdening plots of land granted on temporary emphyteusis, or on temporary emphyteusis later on converted into a perpetual one or on perpetual emphyteusis under the Home Ownership Scheme (HOS) by the Commissioner of Land prior to 1979.